Florida Title Insurance Premium Calculator
Calculate title insurance rates and closing costs for Florida properties
Official FL Rates
Based on Florida's promulgated rates
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Calculate Florida Title Insurance Premium
Florida Title Insurance Rates
Official Florida Rates
- $0 to $100,000: $5.75 per $1,000
- $100,000 to $1 million: $5.00 per $1,000
- $1 million to $5 million: $2.50 per $1,000
- $5 million to $10 million: $2.25 per $1,000
- Over $10 million: $2.00 per $1,000
Recording Fees
$10.00 for the first page plus $8.50 for each additional page. Additional $4.50 for electronic submission.
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Official FL Rates
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Frequently Asked Questions
What is title insurance in Florida?
Title insurance in Florida protects property owners and lenders against losses resulting from defects in the title to real property. It's a one-time premium that provides coverage for as long as you or your heirs own the property.
How are Florida title insurance rates calculated?
Florida title insurance rates are promulgated by the state. The basic rate is $5.75 per thousand for the first $100,000 of liability and $5.00 per thousand for liability between $100,000 and $1 million.
Who pays for title insurance in Florida?
In Florida, the party responsible for paying title insurance is negotiable. However, by custom, Miami-Dade and Broward counties typically have the seller pay for the owner's policy, while in most other Florida counties, the buyer typically pays.
Are title insurance rates negotiable in Florida?
No, title insurance premium rates in Florida are promulgated by the state and are not negotiable. However, other title services fees may vary between companies.
What endorsements are available in Florida?
Common Florida endorsements include the ALTA 8.1 (Environmental Protection Lien), ALTA 9 (Restrictions, Encroachments, Minerals), and Florida Form 9 (Restrictions, Encroachments, Minerals). Additional fees apply for endorsements.